An estate plan that was right 5 years ago is probably wrong today.
Tax laws change, asset values change, family circumstances change, and relationships change. A 5-year review is the minimum cadence for a $2M–$30M household. Most people are significantly overdue.
What changes at the $2M–$30M level
Your action plan
Ordered by urgency. Items marked "Immediate" should be addressed within 60–90 days.
Asset values and tax law both change. Your current estate tax exposure may be very different from what it was 5 years ago.
Do this in My Wealth Maps →People and priorities change. Every retirement account, life insurance policy, and financial account should be reviewed.
Do this in My Wealth Maps →Wills, trusts, POAs, and healthcare directives should be reviewed every 3–5 years or after any major life event.
Find an estate attorney →Life insurance face amounts, disability coverage, and umbrella limits should be revisited as assets and liabilities change.
Do this in My Wealth Maps →5 years closer to retirement means the projections need updating. Social Security timing and withdrawal sequencing decisions may need revision.
Do this in My Wealth Maps →How prepared are you for 5-year review?
Answer 5 questions and get a personalized readiness score with specific gaps identified.
Get professional help
An estate attorney can execute the legal documents and trust strategies this event requires.
Browse attorneys →A fiduciary advisor can model the financial impact and coordinate strategy across your full picture.
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